Moniepoint
| Rank | 38 |
| BSM Rating | 49.6 |
| YoY | – (New Entry / Stable) |
| Year of Establishment | Founded 2015 (as TeamApt); Rebranded 2023. |
| Website | www.moniepoint.com |
| Headquarters | Oyo-Ibadan Road, Moniya, Ibadan (Ops); Lekki Phase 1, Lagos (Commercial). |
| Founder & CEO | Tosin Eniolorunda |
| Operational Scale | Processes $17 Billion+ monthly (TPV); 800 Million+ monthly transactions; Presence in all 774 LGAs. |
| Financial Status | Unicorn Status (Valuation >$1 Billion confirmed Oct 2024); Raised $110M Series C led by Google. |
| Key Products | Moniepoint Business (SME Banking), Personal Banking (Consumer App launched 2024), Working Capital Loans. |
| Staff Strength | Over 3,000 employees (“PointMakers”). |
| Best Known As | The “Operating System for Nigerian Businesses” — the undisputed leader in SME digital banking that recently achieved Unicorn status and is aggressively expanding into the personal consumer market. |
Moniepoint, an all-in-one fintech company made a grand entry into the annual top 50 brands rating, reaffirming its rapid growth, customer-centric digital solutions, and the pivotal role its playing in driving financial inclusion and cashless transactions.
Founded in 2015 as TeamApt, Moniepoint evolved into one of Nigeria’s leading fintech companies, providing digital payment solutions, agent banking services, business management tools, and financial technology infrastructure. The company’s platform enables seamless transactions, including money transfers, bill payments, merchant payments, and POS services, making it a key player in Nigeria’s digital finance ecosystem.
Moniepoint’s innovative approach extends to its agent banking network, which empowers thousands of individuals and small businesses across urban and rural Nigeria to offer banking and payment services in underserved communities. This model promotes financial inclusion, economic empowerment, and entrepreneurship among local agents, while expanding access to financial services for millions of Nigerians.
Financially, Moniepoint has attracted significant investment from global investors, including Quona Capital, Partech Partners, and Greenhouse Capital, positioning it among the fastest-growing fintech startups in Nigeria. Its robust growth trajectory reflects market confidence in its technology, operational efficiency, and customer adoption.
Moniepoint is committed to corporate social responsibility (CSR) and community impact. The company supports entrepreneurship programs, youth empowerment initiatives, financial literacy campaigns, and technology-driven education projects, contributing to economic development and skill acquisition across Nigeria. During the COVID-19 pandemic, Moniepoint also facilitated safe, cashless transactions that supported businesses and communities during challenging periods.
The brand has received multiple accolades for innovation, financial inclusion, and technology leadership, achiving a top brand status and a trusted name in the fintech ecosystem. Moniepoint continues to redefine digital finance with solutions tailored to Nigerian consumers and businesses.
Through its innovative digital platforms, expansive agent network, and commitment to financial inclusion, Moniepoint Nigeria remains not just a fintech company but a catalyst for economic empowerment, digital transformation, and sustainable growth in Nigeria.
