GTCO- Top50 Brands 2025
Guaranty Trust Holding Company Plc (GTCO)
Year of Establishment | 1990 |
Website | |
Headquarters | 635 Akin Adesola Street, Victoria Island, Lagos, Nigeria |
MD / CEO | Segun Agbaje – Group Chief Executive Officer |
Branches / Operations Presence | Network of 339 agencies: 232 in Nigeria, 106 across Africa and the UK |
Areas of Interest | Banking (retail, merchant, commercial, corporate), Payments, Pension management, Asset/Funds management |
Countries of Operation | Nigeria, Ghana, Kenya, Uganda, Rwanda, Tanzania, Sierra Leone, Gambia, Liberia, Côte d’Ivoire, United Kingdom |
Annual Turnover (Revenue) | ₦1.67 trillion in 2024 |
Number of Staff | 5,800 employees |
Marketing Budget | Not publicly disclosed |
Contact Address | 635 Akin Adesola Street, Victoria Island, Lagos, Nigeria |
Best Known As | Leading pan-African financial services flagship—renowned for innovation, digital excellence, award-winning banking services and widest footprint ( |
Guaranty Trust Holding Company Plc (GTCO), a multinational financial services group, that offers retail and investment banking, pension management, asset management and payments services position is one of the most valuable and innovative financial services groups in Nigeria.
Founded in 1990 as Guaranty Trust Bank (GTBank), the institution evolved into GTCO Plc in 2021, adopting a holding company structure to expand beyond traditional banking into payments, asset management, pensions, and insurance.
GTCO has consistently ranked among the most profitable and efficiently managed financial institutions in Nigeria. By 2025, the group had reported billions in profit after tax, maintained strong capital adequacy ratios, and rewarded shareholders with attractive dividends, securing its position as one of the most valuable stocks on the Nigerian Exchange (NGX). Its balance sheet strength and resilience have also earned it global ratings from agencies like Moody’s and Fitch.
GTCO is widely regarded as a pioneer in digital banking innovation. Its award-winning platforms- GTWorld mobile app, 737 USSD banking, and online platforms, have transformed customer experience, bringing convenience, speed, and security to millions of Nigerians. The bank’s early adoption of digital-first strategies set industry benchmarks and made it one of the most technologically advanced banks in Africa.
In line with its holding company mandate, GTCO has been actively expanding its non-banking businesses, including GT Payments (providing payment solutions), GT Pension Managers, GT Fund Managers, and GT Insurance. These ventures reflect the group’s long-term vision of becoming a fully integrated African financial services provider.
On the social responsibility front, GTCO has maintained a strong footprint in arts, community development, and education. Its flagship project, GTCO Food and Drink Festival and GTCO Fashion Weekend, have become Africa’s leading lifestyle events, promoting creativity, entrepreneurship, and cultural pride while supporting small businesses.
Over the years, GTCO has won multiple awards, including repeated recognition as Best Bank in Nigeria by Euromoney and Global Finance Magazine. It has also been celebrated for Best Digital Bank in Africa, strong corporate governance, and customer satisfaction excellence.
Through its innovative business model, financial strength, and enduring commitment to social impact, Guaranty Trust Holding Company Plc (GTCO) remains not just a banking leader but a forward-looking financial services group shaping the future of finance in Nigeria and Africa.
